Ambato, Ecuador

Are healthcare and health insurance expensive in Ecuador?

Answer this Question

VRBO Vacation Rentals
VRBO Vacation Rentals
VRBO Vacation Rentals
VRBO Vacation Rentals

When we asked expats in Ecuador if healthcare and health insurance are expensive in Ecuador, they wrote...

"I have chosen to keep both my US Medicare supplemental and also IESS public insurance here in Ecuador. As you may know the local healthcare here has been experiencing EXTREME financial difficulties so I haven't been so quick to drop my Medicare in the US. I am three years out of cancer and just don't want to take a chance yet in depending on soley on IESS. I've unfortunately watched it fail horribly for some friends. At least with both, I know that I can always return to the US if I need advanced healthcare. If you do plan on dropping it, it's one of those things that needs to be done from the US so something to keep in mind. For me the price is worth the piece of mind to keep both and it's honestly about the same price of getting private insurance here. I pay $170 supplemental in US and $78 here for IESS. Private insurance because of my pre-exisiting here was quoted at $350. Hope that helps! Just my experience," wrote a member who made the move to Malacatos, Ecuador.

VRBO Vacation RentalsVRBO Vacation Rentals
Learn More

With over 2 million bookable vacation rentals, Vrbo connects homeowners with families and vacationers looking for something more than a hotel for their trip. The Vrbo community offers families an array of rental property types such as condos, cabins, lake rentals, beach houses, and more. Discover properties in destinations that everyone dreams of visiting.

VRBO Vacation RentalsVRBO Vacation Rentals

With over 2 million bookable vacation rentals, Vrbo connects homeowners with families and vacationers looking for something more than a hotel for their trip. The Vrbo community offers families an array of rental property types such as condos, cabins, lake rentals, beach houses, and more. Discover properties in destinations that everyone dreams of visiting.
Learn More

"We didn't use our U.S. insurance because the deductibles would have been more than what we paid for care in Cuenca," explained one expat living in Cuenca, Ecuador.

Please login to continue reading this article.

Not a member? Join Today (it's free).

Other Questions:

Are healthcare and health insurance expensive in Ecuador?

If you live in Ecuador, newcomers to Ecuador would love to hear your answer to this question:

If your answer relates to a specific city or town in Ecuador, please include the name of the city/town below:


About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of InternationalTravel.ai and serves as Co-President of Expat Exchange. Prior to Expat Exchange and InternationalTravel.ai, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist. Connect with Joshua on LinkedIn.

VRBO Vacation Rentals
VRBO Vacation Rentals

With over 2 million bookable vacation rentals, Vrbo connects homeowners with families and vacationers looking for something more than a hotel for their trip.
Learn More

VRBO Vacation RentalsVRBO Vacation Rentals

With over 2 million bookable vacation rentals, Vrbo connects homeowners with families and vacationers looking for something more than a hotel for their trip.
Learn More

VRBO Vacation Rentals
VRBO Vacation Rentals

Copyright 1997-2026 Burlingame Interactive, Inc.

Privacy Policy Legal